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Erma Harbison is an Associated Person of LPL Financial.     Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Securities and advisory services offered through LPL Financial, a registered investment advisor,  Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold through LPL Financial are not insured Merck, Sharpe, Dohme Federal Credit Union (MSDFCU) deposits and are not NCUA insured. These products are not obligations of MSDFCU and are not endorsed, recommended or guaranteed by MSDFCU or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. MSDFCU and New Britain Financial Advisors are not registered broker-dealers nor are they affiliated with LPL Financial. This site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial U.S. registered representatives may only conduct business with residents of the states for which they are properly registered: CA, CO, CT, DC, DE, FL, GA, IL, IN, MA, MD, MI, MO, MT, NC, NJ, NY, OH, PA, RI, SC, TX, VA, & WA. Please note that not all of the investments and services mentioned are available in every state.   This website may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting, or tax advice. You may wish to consult an attorney, tax advisor, or accountant regarding your specific situation. No representations are made as to the accuracy of the information contained herein or any information contained in any link provided herein.   LPL does not provide legal advice.   Third party posts found on this website do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.   Important Consumer Information:   This site is for informational purposes only and is not intended to be a solicitation or offering of any security and;   1. Representatives of a broker-dealer ("BD") or investment advisor ("IA") may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, the state; or (b) are excluded or exempted from the state's licensure requirements.   2. Representatives of a BD or IA are deemed to conduct business in a state to the extent that they provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.

Erma Harbison is an Associated Person of LPL Financial.
 
 

Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates.

Securities and advisory services offered through LPL Financial, a registered investment advisor, 
Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates.

The investment products sold through LPL Financial are not insured Merck, Sharpe, Dohme Federal Credit Union (MSDFCU) deposits and are not NCUA insured. These products are not obligations of MSDFCU and are not endorsed, recommended or guaranteed by MSDFCU or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.

MSDFCU and New Britain Financial Advisors are not registered broker-dealers nor are they affiliated with LPL Financial. This site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial U.S. registered representatives may only conduct business with residents of the states for which they are properly registered: CA, CO, CT, DC, DE, FL, GA, IL, IN, MA, MD, MI, MO, MT, NC, NJ, NY, OH, PA, RI, SC, TX, VA, & WA. Please note that not all of the investments and services mentioned are available in every state.

 
This website may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting, or tax advice. You may wish to consult an attorney, tax advisor, or accountant regarding your specific situation. No representations are made as to the accuracy of the information contained herein or any information contained in any link provided herein.
 
LPL does not provide legal advice.
 
Third party posts found on this website do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.
 
Important Consumer Information:
 
This site is for informational purposes only and is not intended to be a solicitation or offering of any security and;
 
1. Representatives of a broker-dealer ("BD") or investment advisor ("IA") may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, the state; or (b) are excluded or exempted from the state's licensure requirements.
 
2. Representatives of a BD or IA are deemed to conduct business in a state to the extent that they provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.

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